I have almost nineteen years of experience in financial services, with the last seven in mortgage lending. In 1991, I began my career as a representative with Primerica Financial Services, helping people reach their financial goals through debt consolidation loans, life insurance and asset management. By 1997, I was promoted to Regional Vice President, where I managed an office in North Dallas. In 2003, I entered the mortgage business as a loan originator with Aegis Lending and in March of this year, I joined the team at Affiliated Bank Mortgage. As a proud member of the Upfront Mortgage Brokers Association (UMBA), I subscribe to the values of the Mortgage Professor, Jack M. Guttentag and disclose all fees involved in a mortgage transaction.